Charges and you will charge
The fine print on the home mortgages require you to found regular paycheck, social protection or pension payments and make use of DNB as your informal lender.
Formula of effective interest levels
BLU Initiate:Amount borrowed NOK 2 100 100 doing 85 % regarding market price. Nominal rate of interest step three.39 % p.good. Annuity loan with active interest rate step three,52 % p.an excellent. also front-avoid payment NOK step 3 190 and you can instalment payment NOK 65. Prices NOK 990 890, total NOK dos 990 890 more twenty five years.
Loan amount NOK dos 000 one hundred thousand, affordable interest rate 4.69 % p.a. having step 3 season repaired speed. Annuity loan having effective interest cuatro.87 % p.an effective. also front-end percentage NOK 3 190 and you can instalment fee NOK 65. Cost NOK step one 422 590, totalt NOK step three 422 590 over twenty five years.
Car loan getting teenagers having down payment thirty five % or higher:Amount borrowed NOK 150 100 doing 65 % regarding price. Annuity financing with nominal rate of interest 4.74 % p.a great., effective rate of interest six.54 % p.good. as well as side-prevent percentage NOK 2 five hundred and you will instalment payment NOK 65. Costs NOK twenty-five 484, full NOK 175 484 more than five years.
Amount borrowed NOK fifty one hundred thousand. Affordable interest % p.a beneficial. Annuity mortgage which have effective interest rate % p.an effective. and additionally side-stop commission NOK 500 and you can instalment payment NOK 50. Total price NOK 68 777 more 5 years.
Fixed-rates mortgage loan Tale:Loan amount NOK 2 100 100, affordable interest cuatro.69 % p.a good. to possess step three year fixed rates. Annuity financing which have energetic rate of interest cuatro.87 % p.a beneficial. as well as front side-end payment NOK step 3 190 and you will instalment commission NOK 65. Prices NOK step one 422 590, totalt NOK 3 422 590 more than twenty five years.
Car finance Saga and you will Tale Rare metal having thirty-five % down payment:Amount borrowed 150 000 NOK to 65 % out-of price. Annuity loan having affordable interest cuatro,74 % p.good., energetic interest 6.forty two % p.an effective. as well as front-end commission NOK 2 3 hundred and you may instalment fee NOK 65. Prices NOK twenty-five 259, overall NOK 175 259 more five years.
Saga Liquidity put aside:Loan amount NOK 70 100000. Moderate interest rate %, active interest rate % in addition to front-avoid fee NOK five hundred. Prices NOK cuatro 574, complete https://paydayloanalabama.com/mcmullen/ NOK 74 574 more 1 year.
Home mortgage around 75 % of ount NOK 2 000 000, around 75 % off market value. Moderate interest 4,31 % p.a good. Annuity mortgage with active interest rate cuatro,45 % p.a beneficial. plus top-avoid percentage NOK step 3 190 and you may instalment fee NOK 65. Rates NOK step 1 286 390, overall NOK step 3 286 390 over 25 years.
House guarantee personal line of credit:Amount borrowed NOK 2 100000 100, to 75 % away from market price. Moderate interest cuatro,29 % p.an effective. Annuity mortgage that have productive interest cuatro,forty-five % p.an excellent. and additionally front side-stop percentage NOK step 3 190 and you can instalment commission NOK 65. Rates NOK 1 286 390, full NOK step three 286 390 more 25 years..
Fixed-speed home loan:Amount borrowed NOK 2 100 100 up to 75 % from market value. Nominal interest 4.74 % p.a good. to own step 3 year fixed rates months. Annuity financing which have effective rate of interest cuatro.ninety-five % p.good. in addition to top-avoid percentage NOK 3 190 and you can instalment percentage NOK 65. Costs NOK 1 439 690, complete NOK step three 439 690 more twenty five years.
Environmentally friendly mortgage loan:Loan amount NOK 2 100000 100 to 85 % from market value. Affordable interest rate step 3.39 % p.an excellent. Annuity mortgage that have effective rate of interest step three.52 % p.a great. including top-stop fee NOK step three 190 and you will instalment fee NOK 65. Rates NOK 990 890, totalt NOK dos 990 890 more twenty five years.